Peabody Insurance
Construction Program
As a Construction Professional, you face serious risks every day. A lot can go wrong at a job site even with safety precautions and protections in place. Peabody Insurance has a program exclusively designed to meet the specific needs of the construction industry. We work with local general contractors and large multi-state construction companies daily to help them lower their total cost of risk.
Construction Program Includes
Subcontractor Management
Subcontractor agreements can be required when you engage others to do specific work for your business. We will review these agreements, from an insurance perspective, for potential coverage or liability exposures.
Audit Assistance
Our team conducts annual reviews from General Liability and Workers Compensation audit worksheets to achieve your best audit outcome.
Claims Advocacy
Peabody Insurance keeps the claims process moving by advocating for you with our market partners; giving you more time to focus on your business.
Contract Review
Peabody Insurance can review, from an insurance perspective, the indemnification, hold harmless and insurance requirement clauses in your contracts.
DOT Compliance/Fleet Safety
With years of experience, Peabody Insurance will help you build and maintain a fleet safety program.
Bond Program
We have a bond team that will help you achieve bond capacity and pursue projects that fit your needs.
Safety App
The Peabody Insurance Safety App is a tool to help implement, hold and document important safety meetings that will help to accomplish your safety initiatives.
- Conduct safety meetings, on site right from a phone.
- Instantly send out pertinent safety messages to employees.
- Essential safety tools for business owners, safety managers, and job site supervisors.
Experience Modification Factor
Our program helps to manage and forecast your workers compensation costs by auditing your Experience Modification rating for errors. Errors can increase your factor unnecessarily, causing increased premiums and possible loss of job contracts.
"Let me take this opportunity to recommend Dave Lucas and the team of the Peabody Insurance Agency. We first began working with Dave in 1999 and have entrusted our comprehensive insurance program with this elite team. Dave has worked hard to provide a most comprehensive package of insurances at affordable pricing. He consistently brings new ideas to our attention. Value added benefits have included complimentary loss control programs for both our Liability and Workers Compensation, confined space training and quarterly reviews of payrolls to avoid large audits. It is with the utmost pleasure that I refer the exemplary service of Dave Lucas and the Peabody Insurance Agency."
Frank M Gobright, President
FMG Concrete Cutting Inc.
